Affordable Care Act
Buy Sell Agreement
Critical Illness Insurance
Employee Assistance Programs
Health Savings Account
Minimum Essential Coverage
Reference Based Pricing
Term Life Insurance
As a business owner, you know how important your employees are to your success. Knowing this, you would never deliberately put them in danger or expose them to unsafe working conditions. With that said, there is an inherent risk to doing business no matter how vigilant you are. Even traditional office workers aren't free from the threat of workplace injury. That's where workers' compensation comes in.
This is a question we get quite often, and understandably so. Workers comp isn't always an easy thing to wrap your head around. You want to be sure your employees are knowledgeable and educated about their options when it comes to workers comp or that they at least have someone on their side who is. It's beneficial for both employers and employees to sort through these claims efficiently.
You thought you had the safest workplace around, but your employee was just injured on the job. What do you do now? The first step is always simple, just get them medical assistance. After that things become a bit more hazy but your responsibility as an employer certainly doesn't end.
As a business owner, it's important to understand the fundamentals of liability and risk so that you can better protect you and your employees from financial or physical harm. Workers compensation, frequently known as workers comp, is one of the pillars of liability and risk management, so what exactly is it and what does it do for your business?
You've worked hard to give your employees the best health insurance plan possible and workplace safety is foremost on your mind. Unfortunately, accidents can happen even in the safest workplaces and this is something you must confront head on. Good insurance can partially alleviate the burden of health care costs for your employees but it does not make up for the lost wages or long-term disability that can come with workplace injury. That's where workers compensation comes into play.
As a prudent business owner, you've taken your time to carefully research the best health insurance plans to ensure that your employees are well taken care of.
While you've taken these necessary steps to create a healthy and safe workplace, it's important to realize that accidents do happen, and injuries do occur on the job. In order to protect your company from this liability and pay benefits for workers that have been injured on the job, you need to have workers compensation insurance.
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