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We've all been injured at some point, and you rarely meet a person who has managed to get through life without a trip or two to the hospital. Most of the time these injuries aren't serious and you end up with a story to tell and an inconvenient but manageable hospital bill. Unfortunately, when the injury is serious the result can be financially devastating. There are many hidden, uninsured costs associated with accidental injury and most Americans don't have the savings to cover them.
Most of the time, you don't see an accident coming. Another thing you may not see coming is the many costs associated with the accident that aren't covered by health insurance. These costs can quickly add up and for an employee who isn't prepared, they can be financially devastating.
These days a competitive benefits package is practically required to attract and retain talent. Many employees now consider an attractive benefits package more important than an increase in pay. As a result, companies are getting more and more creative with their benefits and including a host of exciting and invaluable voluntary options in order to catch the eye of job seekers. Accident insurance is a voluntary benefit that many of your employees would love to have as a complement to their existing health coverage, and it's easy on the budget as well.
Accident insurance is a voluntary benefit that employees can take advantage of to help them better manage the medical and out-of-pocket costs that can quickly total up due to an accidental injury. This type of insurance is a great compliment to other insurance plans such as medical and disability plans.
As an employer, you want to put your best foot forward with employees and offer the most attractive benefits package available in an effort to attract and retain top talent. Many employers, especially with those dealing with budget constraints, consider accident insurance to be smart way to offer other benefits to employees without increasing costs to the bottom line.
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We'll identify solutions that will specifically fit your needs. Any recommendations made will support your end objectives.
Once we have executive buy-in, we oversee the implementation of any new technology, solutions, or benefits from start to finish.
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