Affordable Care Act
Buy Sell Agreement
Critical Illness Insurance
Employee Assistance Programs
Health Savings Account
Minimum Essential Coverage
Reference Based Pricing
Term Life Insurance
Amazon and Comcast have been in the news recently, but not for their own products or services. No, instead they are being recognized for taking some action to combat the runaway healthcare costs that many businesses are dealing with. What exactly is it that these large companies are doing and how can your business learn from this?
We often talk about the health insurance marketplace, and that's surely important, but it's just as important to talk about what's going on with healthcare providers. Knowing what's going on in the hospitals and physicians office can help you better understand your health insurance and how it relates to the ever-changing needs and desires of your employees. After all, making sure your employees get the best level of care possible is what this is really all about.
Renewing your health plan is something you have to do every year. It's something that is absolutely essential for most businesses. Employers love health insurance and the way it can attract new talent like a magnet. Employees love the peace of mind that it gives them and in many cases rely on it to continue living with an acceptable quality of life.
How do you keep operational costs to a minimum without sacrificing effectiveness? This is a question that business owners ask themselves daily. It's a question without an easy answer. The struggles that employers face to keep costs down are herculean and frequently disheartening. Fortunately, there are solutions. You just have to know where — and how — to look for them.
The Affordable Care Act seems to be in a constant state of flux. Keeping up with all of the changes and cuts to the program is a daunting task. What's even more daunting is figuring out how it all applies to you. What's going to happen to your health care premiums? What are the likely changes to employer sponsored health plans? These are the kinds of questions that employees are going to be asking and you need to be prepared.
For many businesses, the Affordable Care Act (ACA) was a mixed bag. Reacting to such sudden changes to the health insurance market proved difficult. It was the biggest healthcare overhaul in decades, after all. In addition, there were a number of externalities — such as businesses choosing to cut hours for workers instead of providing coverage — that few saw coming.
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